• Make Your Selections: Use the drop down boxes to pick the risk you think is more dangerous. The risks are organized into 6 categories – Liability, Cyber, Operational, Macro, Property and Workers Comp. You can click on any risk to read a description of the exposure.
  • Submit Your Bracket: The submission button is at the bottom of this page. Be sure to complete your bracket before submitting.
  • Register: In order to be included in the drawing, please complete the registration form that pops-up after you submit your brackets. After all, we need to know where to send the check when you win!
  • Save, Print, Share: You can review your Final Four risks and share or print your brackets on the summary page.
  • Winners Announced: We will randomly select 4 winners on April 4th and share the results of all the submissions.

Official Rules

Participants may enter at no cost or fee. No purchase of any kind is necessary to enter. One entry per person. Risk Madness brackets may be submitted at All completed brackets must be submitted by the sweepstakes entry deadline of April 3rd, 2016.

Risk Madness is a sweepstakes sponsored by Starr Companies. Cash prizes will be awarded at the conclusion of the promotion on April 4th, 2016. Sweepstakes winners will receive cash payment in the form of a check from Risk and Insurance Magazine, within 60 days of the award date.

Contact Information: Risk and Insurance Magazine. Associate Publisher Edward Baniak.

Cash awards are as follows 1st Place – $1,500, 2nd Place – $250, 3rd Place – $150, 4th Place – $100. Estimated odds of winning are 1 in 3000.